MidState Federal Credit Union is a not-for-profit financial cooperative that is owned and operated by its members. We provide our members with convenient, money saving products and services to make conducting their financial affairs easy and affordable.

Click Below to access your online banking experience.

NetBranch Home Banking

Experience our new FREE HOME BANKING Product-NetBranch. NetBranch makes virtual banking a reality. This latest credit union improvement provides MidState FCU members with secure around-the-clock access to their financial information via the web site.  NEW-Pay your bills on line with our new Bill Payer!  This product was developed with security as one of its top priorities. NetBranch has been issued a unique Secure Server ID to assure you of its authenticity and to allow communications to be encrypted for privacy. Transfer funds between your account, find out balances, find out what checks have been paid, and much, much more!  Start enjoying the convenience of Net Branch today!     Let MidState FCU be your one-stop shopping for all of your loan needs. 

Personal Rates are as low as 8.90%!!!*

Vehicle Rates as low as 2.99%!!!*

VISA Rates as low as 5.90%!!!*

*if qualified


You can find a complete list of these products and services, research our current rates and get other important credit union information by browsing through this web site.

Buy New or Used.
MidState FCU Is Your One Stop Auto Source.

We do lease Buy-Outs!  Call us today to find out how!

Our mission statement is the foundation of our service philosophy:

“MidState Federal Credit Union is a member-owned financial cooperative offering quality services in order to help our members gain some measure of personal financial security, while maintaining the integrity of the credit union.”

MidState Federal Credit Union is committed to providing a website that is accessible to the widest possible audience, regardless of technology or ability. We are actively working to increase the accessibility and usability of our website and in doing so adhere to some of the available standards and guidelines. If you cannot access a page please contact our office at 732-541-4151, stop in, or e-mail us at info@midstatefcu.org. To enable us to respond in a manner most helpful to you, please indicate the nature of your accessibility problem, and we will try to accommodate you in a timely manner. Users who need accessibility assistance can also contact us by phone through the Federal Information Relay Service at 1-800-877-8339 for TTY/Voice communication