MidState Federal Credit Union

MidState Federal Credit Union is a not-for-profit financial cooperative that is owned and operated by its members. We provide our members with convenient, money saving products and services to make conducting their financial affairs easy and affordable.


Online or in-person, we make it easy to access and maintain your accounts.


We offer competitive low rates, no closing costs, and never any hidden fees.


We offer competitive rates on our Visa® cards for our members.


Get expert advice to build your successful financial future.

Competitive rates to help you get started



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* Displayed rates are subject to change and may vary. Please contact us to confirm the current rate.

NetBranch Banking

Experience our new FREE HOME BANKING Product-NetBranch. NetBranch makes virtual banking a reality. This latest credit union improvement provides MidState FCU members with secure around-the-clock access to their financial information via the web site. NEW-Pay your bills on line with our new Bill Payer! This product was developed with security as one of its top priorities. NetBranch has been issued a unique Secure Server ID to assure you of its authenticity and to allow communications to be encrypted for privacy. Transfer funds between your account, find out balances, find out what checks have been paid, and much, much more! Start enjoying the convenience of Net Branch today! Let MidState FCU be your one-stop shopping for all of your loan needs.

Visit NetBranch Banking


Woman Online Banking

Our mission statement is the foundation of our service philosophy:

MidState Federal Credit Union is a member-owned financial cooperative offering quality services in order to help our members gain some measure of personal financial security, while maintaining the integrity of the credit union.

MidState Federal Credit Union is committed to providing a website that is accessible to the widest possible audience, regardless of technology or ability. We are actively working to increase the accessibility and usability of our website and in doing so adhere to some of the available standards and guidelines. If you cannot access a page please contact our office at 732-541-4151, stop in, or e-mail us at info@midstatefcu.org. To enable us to respond in a manner most helpful to you, please indicate the nature of your accessibility problem, and we will try to accommodate you in a timely manner. Users who need accessibility assistance can also contact us by phone through the Federal Information Relay Service at 1-800-877-8339 for TTY/Voice communication