The Credit Union offers a variety of insurance services to fill the needs of most members.
Credit Disability Insurance
MEMBER’S CHOICE* Credit Disability Insurance is a voluntary coverage that will help make your monthly loan payments if you are disabled due to injury or sickness and your claim is payable. If you suffer total continuous disability from sickness or accident which continues beyond the policy waiting period of 30 days, your monthly loan payments will be paid for you up to $600 per month. The premium for this coverage will be added to your loan payment. You can qualify for this insurance if you are under the age of 65 and actively at work for a minimum of 25 hours per week.
Credit Life Insurance
MEMBER’S CHOICE* Credit Life Insurance is a voluntary coverage that will reduce or pay off your eligible loan balance, up to the policy maximum, if you pass away and your claim is payable. The premium for this coverage will be added to your loan payment.
*MEMBER’S CHOICE Credit Life and Credit Disability Insurance is underwritten by CUNA Mutual Insurance Society. Coverage is voluntary and not required to obtain a loan. Please contact your MidState FCU loan officer for additional information about eligibility, terms, conditions and exclusions.