Business Loans

Visit CUBIZLOAN.COM to learn more.

Commercial Mortgages

  • Purchase or refinance commercial real estate
  • Competitive Rates
  • Variety of Terms
  • Conventional or SBA
  • Up to 80% LTV, cash out options
  • No early termination penalties

Commercial Real Estate Secured Lines of Credit

Looking to grow your business? Obtain the additional funds you need for your business to succeed with a secured commercial equity line of credit. This allows you to tap into the equity of your eligible commercial property, using the property as collateral. These lines of credit feature:

  • Financial flexibility for purchases
  • Covers cash flow needs
  • Competitive rates
  • Multiple pay back term options
  • No early term penalties
  • Construction Loans

Have a new project in mind? Or need to remodel your current facility? Ideal for individuals, developers and contractors, our construction loans include the following benefits:

  • Multiple disbursements
  • Simple access to funds
  • Add a level financing option
  • Land acquisition financing

Term Loans

Term loans are short or intermediate financing options that are used to finance a business need for a specific amount of credit over a set period of time. Term loans can be used to:

  • Purchase equipment
  • Finance assets
  • Acquisitions
  • Purchase vehicles
  • Funds available for various business needs
  • Fund business growth or expansion

When you need a fixed-term loan using the equity in your existing commercial property, look no further than our competitive business term loans. These loans offer the following benefits:

  • Secured and unsecured options available
  • Fixed or variable interest
  • Repayments based on a predetermined schedule
  • Variety of terms available
  • Set up automatic payments through your credit union business checking account

Lines of Credit – Working Capital

A revolving line of credit may be the best financing option for those short-term cash flow needs. A line of credit gives an opened-ended access to a predetermined amount of credit. Lines of credit, both secured and unsecured, are available for business needs such as:

  • Working capital
  • Funding payroll
  • Purchasing supplies
  • Business emergency
  • Seasonal inventory purchase
  • Bridging the gap between accounts receivable and accounts payable

Business Credit Cards

All you need from a business credit card:

  • No annual fee
  • Cash back features
  • Low competitive rates
  • Easy to manage online features
  • Manage cards for employees

Here is what you need to get started

  • Business entity appropriately formed and filed
  • In business for 24 consecutive months
  • 2 years of business and personal financial statements with tax returns (all schedules required)
  • Complete detail and financial information on property with rent rolls, if applicable
  • Personal guarantees from all owners with 20% or more ownership (rated credits may apply for non-recourse loans)
  • Interim income and balance statements