Other Services
NetBranch-On-Line Home Banking
Experience our new FREE HOME BANKING Product-NetBranch. NetBranch makes virtual banking a reality. This latest credit union improvement provides MidState FCU members with secure around-the-clock access to their financial information via the web site. This product was developed with security as one of its top priorities. NetBranch has been issued a unique Secure Server ID to assure you of its authenticity and to allow communications to be encrypted for privacy. We now have a Bill Payer Product called CheckFree! Pay your bills in the convenience of your home, save money on stamps!. Transfer funds between your account, find out balances, find out what checks have been paid, and much, much more!
Start enjoying the convenience of Net Branch today!
Mobile App/Mobile Check Capture
Take your MidState account with you on your Android or Apple Phone! Download the app from your Playstore. Once downloaded you can sign up for Mobile Check Capture and start depositing your checks securely by taking a picture of the checks!
Bill Pay
Do you want to pay your bills at your convenience? Sign up for our free Bill Payment service under NetBranch Home Banking.
E-Statements
E-Statements are a safe fast, convenient, and secure way to receive your statements. You get your statement sooner, since it is posted online before you would have received a paper statement. There is no longer any danger of your statement being lost or stolen. Our online archive lets you review past statements. AND IT IS FREE!!! Just go to NetBranch and click on the E-statement icon to begin the easy enrollment process.
Direct Deposit
Your “net” pay, retirement and government issued checks can be electronically transferred and deposited directly into your credit union account. Family members with access to direct deposit may also take advantage of this free, safe and timesaving benefit. Designate how you want your money divided between Checking and Savings or Loan Payments. It’s the most convenient way to deposit money. Inquire with your Payroll Department of your company. They may require the following information before they can start direct deposit – Your Account Number, Routing and Transit Number for MidState FCU –221274916
Payroll Deduction
If you are currently a member of one of our companies that offer payroll deductions, a portion of your net pay can be automatically deposited directly into your credit union account. This free service makes it convenient and hassle free to make loan payments and help you save or invest on a regular basis.
VISA Gift Cards
Accepted everywhere VISA is accepted! Cards are secure-you’ll have peace of mind knowing that the cards are replaced if lost or stolen. Minimum purchase-$10, Maximum-$500. After Six (6) months, there is a $3/month dormancy fee. The card has an expiration date, so use it quickly. Can not be used at gas stations, hotels, or airlines. Fee: $2.50 up to $250, $5.00 for $251 and over. Lost/Stolen replacement fee is $10. Can be used internationally. There is a 1% rate conversion fee added.
Wire Transfers
Electronic funds transfers (EFTs) allow members to transfer funds between institutions.
Investment Services
Investment planning services are now available to MidState Federal Credit Union members through Royal Alliance Associates, Inc., A registered NASD broker-dealer and SIPC member. Stop by our office or call to set up an appointment to speak with Steve, the Royal Alliance financial advisor at 516-448-7200 and take advantage of the investment planning services and investment products now available to you.
Financial Services
- Investment Planning
- Retirement Needs Analysis
- College Education Funding
- Pension Consulting
- Lump Sum Distributions
- Tax-Free Investing
- Estate Planning
- Increasing Monthly Income
- Diversification/Asset Allocation
- General Securities Trading
Investment Products
Mutual Funds ,Variable products, Equity Investments, Bonds, Insurance Products
Royal Alliance Associates, Inc. Member NASD, SIPC. The products offered through Royal Alliance: (1) are not federally insured; (2) are not obligations of the credit union; (3) are not guaranteed by the credit union or any affiliated entity; and (4) involve investment risk, including the possible loss of principal.
Financial Education
Balance Solutions offers education online and within the privacy of your own home.
MidState Credit Union is dedicated to helping you realize your financial goals, which is why we are excited to announce your newest benefit of membership: Balance, an online personal finance education center.
Balance allows you to explore all of the essential elements of personal finance. Each of the learning modules listed is interactive with links to helpful resources and has a quiz to allow you to test your knowledge of the subject.